CigarFox

TV Brainwashed To Lifestyles Of Alcohol & Cigarettes Video

When insurance agencies designed their claims forms they made one very fatal mistake. They left a large, blank area for drivers, homeowners, travelers and anyone else filing a claim by hand to describe, in their own words, exactly what happened to cause their accident. These blank spots have given births to some of the funniest insurance claims stories ever told! Here’s a look at what today’s insurance professionals see cross their desks every day:

• When explaining the causes for his accident a driver stated, “I was on my way to the doctor’s with rear end trouble when my universal joint gave way, causing me to have an accident.”

• Who says that middle age doesn’t have its drawbacks? A driver stated on his insurance claim form that they had “been driving [my] car for forty years when [I] fell asleep at the wheel.”

• “I didn’t think the speed limit applied after midnight.” Huh?

• “When I saw I could not avoid a collision, I stepped on the gas and crashed into the other car.” Why didn’t we think of that?

• A Charlotte lawyer, appreciating the value of a good cigar, insured his 24 pack of rare and expensive cigars through his homeowners insurance. A month later, having quite happily smoked them all, the man then filed a claim with his insurance company to reimburse him for the cigars. His claim? That they had been lost “in a series of small fires”, which was more than covered under his homeowners insurance policy.

A judge actually ruled in the man’s favor, stating that the insurance company had found the cigars to be insurable without defining what they considered to be “unacceptable” fire, and forced the insurer to pay the man $15,000 in damages. The insurer paid the claim, then turned around and had the man arrested for 24 counts of arson. Guess who had the last laugh?

• A driver on his way to work one morning stated, in quite an irritated fashion, that he had been on his way to work that morning when he ran into a bus at the end of his drive. His explanation? The bus had the audacity to be five minutes early.

• A young wife, anxious to see her Navy husband back from an extended tour of duty on a submarine, happily traveled to the harbor and parked her car on the end of the slip where the sub was due in. With an inexperienced ensign at the helm the submarine hit the end of the slip, causing the car to take an unexpected and alarming plunge into the water. Needless to say, the cost of a new car was on Uncle Sam!

• A driver stated that, while driving through farm country, a bull “must have been tickled by a fly” because it violently gored the man’s car. The question is, what was the car doing in the meantime?

And finally…

• Only in Louisiana. An insurance claims form stated, clearly and succinctly, that the man needed to cash in on his insurance claim because “Windshield broke. Cause unknown. Probably voodoo.”

What were they thinking?

About the Author:

Clifford Berman is the CEO of QuoteScout.com. For more
funny insurance stories
, visit them on the web at
http://www.QuoteScout.com.

Article Source: ArticlesBase.com – The Funniest Insurance Claims Stories Ever Told

Cutting cigars is one of the most important parts of smoking a cigar. If you have a good, proper cut, you can rest assured that the smoke will flow freely and you will have a good experience after lighting up with your Lotus lighter. The choices of cutter are numerous, but you will quickly find that not all of the cutter types are created equal. The two most popular choices of cutter are the guillotine cutter and the bullet punch cutter. The guillotine cutter will give a clean cut clear across the cap of the cigar. The bullet punch, while it can be effective, works differently.

Some of the benefits of the bullet punch cutter are the compact size and the fact that most of them come with a key ring attachment so that you can carry them around with you in your pocket. You can even find some that are a combination lighter and hole punch. They are also easy to use; at least after you have had some practice.

Because the hole punch only creates one small hole, you will find that the smoke, when you puff on the cigar, is drawn straight through that little hole. This can cause a moisture and tar buildup that is unpleasant for some smokers. You should also be aware that these punch cutters don’t work on some types of cigars, such as the torpedo shaped cigars and cigars that are very large.

Still, they are convenient. Most of them come with key ring attachments, so that you can keep them on your keychain at all times. They are easy to carry, and you can find those that are a combination lighter and bullet punch. The cutters are available in a variety of locations online and off.

Most cigar smokers choose to use the guillotine cutter in most circumstances. You can get a clean cut each time you use them, and you can even find them in the cutter/lighter combinations that you would find with the punch cutters. You will be able to find both kinds of cutter at online retailers with a quick search.

About the Author:

Dave Sabot is the owner of an online cigar lighters store. With expert knowledge of cigar accessories, including torch lighters, Dave also authors a highly rated blog featuring reviews of cigars.

Article Source: ArticlesBase.com – How Do I Use a Hole Punch to Cut a Cigar?

Mean Kid Smokes

Southern Sun’s new hotel in Hyde Park offers a perfect oasis for leisure and business travellers to Johannesburg, the economic epicentre of Africa.

Located at the the Hyde Park Shopping Centre, one of Johannesburg’s most exclusive suburbs, the four star hotel offers 132 contemporary designed guestrooms, fine dining, a fitness room and panoramic views of the city.

The rooms feature a media-hub giving guests seamless technological integration. When connected via a VGA cable, the television automatically detects a laptop and guests can charge any USB-based device and dock iPods, iPhones and MP3 players, as well as view digital recordings.

Southern Sun Hyde Park, which cost more than R180 million to build, also offers two boardrooms, a generous function room, an exclusive whiskey bar and cigar lounge, and an outside pool and bar area where guests can drink in the leafy northern suburbs of Johannesburg.

This prestigious Southern Sun hotel boasts the first African bice Ristorante, part of the global Italian-themed Bice  chain, while Eastern cuisine is on offer at Daruma Sushi and Tempura Bar. These menus are available throughout the hotel.

The two internationally renowned chefs who were brought on board – Daniele Fabris and Goda Katsumi – gained extensive experience at several top restaurants worldwide, including the famous Annabel’s Club in London.

The Southern Sun Hyde Park hotel gives guests easy access to one of Johannesburg’s most prestigious venues for boutique shopping, dining and entertainment.

Since its opening in September, the Southern Sun Hyde Park has already become a destination in itself for Joburgers, who visit the hotel to dine, relax and meet friends or business associates, while enjoying the magnificent views and high-quality service.

About the Author:

Article Source: ArticlesBase.com – New Southern Sun Hyde Park hotel offers perfect oasis for visitors to Johannesburg

NKL ep 108

All cell phones come endowed with one or other way to get it boosted up with power. However, many types of chargers are being marketed in order to save you from the troubles caused by a dead mobile phone. It is mainly based on your mobile phone usage habits that the selection of charger should be made. The major disadvantage of the standard wall plug-in chargers is obviously their immobility. For a device that is portable, chargers also need to be so. That is exactly where we find space for mobile phone car chargers, eliminators, fast chargers, trickle phone chargers and desktop mobile phone chargers. Numerous additions are being made to this list everyday in the mobile phone accessories market.

The most popular of this group are ‘cell phone car chargers’ that are commonly referred to as DC cords. By plugging into the four-wheeler’s cigarette lighter, this device helps to recharge your cell without providing any hindrance to your driving.

With an eliminator, mobile phones can be used without making use of its battery power. Both trickle phone chargers and fast chargers facilitate the usage of your talking device as it is being charged. One thing to be remembered in this case is to cease charging at the right time itself, since overheating may damage your cell. However, the peril factor is low with trickle phone chargers.

Desktop cell phone chargers, that has a separate base for holding the mobile phone while it is being boosted is yet another popular type. The convenience offered by the lightweight travel chargers also cannot go unsaid. AnyFix phone chargers moulded by industrial designer Luigi Colani is in all ways a revolution as it support about 80 per cent of mobile phone models. Solar powered cell phone chargers that have already pronounced their entry in the mobile phone market is sure to throw its predecessors out with its infinite power absorbing capacity.

About the Author:

Raina Kelsey is a gadget expert and writes about the latest gadgets in the market.

Mobile Phone Chargers
Nokia Car Charger
Blackberry Car Charger

Article Source: ArticlesBase.com – Mobile Chargers – Boost Up your Cell

cigarette case cell phone

From one perspective, the dramatic rebound of premium cigars couldn’t have come at a better time. After decades of competition from cigarettes, the gradual deterioration (through age) of its customer base, and decreased consumer interest in tobacco products generally, the sudden early-nineteen-nineties resurgence of interest in premium cigars was instrumental in keeping the industry alive. After fourth quarter industry growth in 1992 (the first in years), the launch of new magazines devoted to the hobby of cigar smoking, and a proliferation of cigar bars and specialty shops, cigars were trendy for the first time in decades.

But the timing was also somewhat ironic. Between a high-profile class-action suit against cigarette companies and controversies over cigarette advertising – not to mention a general decline in the number of smokers – the world’s cigar makers found themselves experiencing new popularity at a time when their industry was also facing new marketing challenges. Along with these changes came a gradual increase in the number of buildings, towns, and sometimes entire states where smoking of all kinds was regulated. All those new cigar smokers found themselves restricted from enjoying their new hobby in airports, restaurants, and entire localities.

All of which raises a question – if you’re a smoker traveling the United States, what are your options? To what parts of the United States can you travel if you’re hoping to enjoy a box of fine cigars alongside the new sights and sounds?

There’s no easy answer to that question, because individual towns and cities within an overall smoking-friendly state can enact their own forms of anti-smoking legislation. But in terms of statewide laws, here is a brief guide to the states with the most permissive – and the most restrictive – smoking legislation.

First of all, the overall news is – if you’re planning a true cigar-lover’s vacation, you might want to stick to the South (no surprise there) or parts of the Midwest. Of the eighteen states that allow smoking in bars of all kinds, as well as in casinos, restaurants and workplaces, quite a few are in one of these two regions of the country.

Among the southern states with permissive smoking laws are Alabama, Mississippi, Missouri, North Carolina, South Carolina, Texas, Virginia, and West Virginia. Tobacco plays an important role in the history of many of these states: Virginia was a major tobacco producer and smoking hub, not to mention the place where many Union soldiers first discovered the habit of cigar smoking during the Civil War. North Carolina was the scene of the discovery of Brightleaf tobacco, and the home of Durham, a major tobacco city. South Carolina was also, early on, a big tobacco producer.

Other very smoke-positive states include the Midwestern states Indiana, Iowa, Kansas, Michigan, Nebraska, and Wisconsin. Perhaps smoking helps deal with the harsh winters for which many of these states are infamous. The same beat-the-cold explanation may apply in Alaska, another state with maximally permissive smoking laws, and Kentucky, which I would have counted as a “Midwestern” state, except that some Kentuckians take violent exception to this designation. (Some also don’t like it if you call them “southern.”) Rounding out the list of the top pro-smoking states are Pennsylvania and Wyoming.

As for the bottom of the list: if you like smoking in bars, restaurants, casinos and workplaces, stay out of Arizona, Delaware, Washington State and Washington D.C., Illinois, Maine, Maryland, Massachusetts, Minnesota, New Hampshire, Ohio, Oregon, Utah, and – no surprise – California. All of these states have enacted the least permissive, widest-scale smoking bans at the statewide level. Not only that, but several of them are cold – it’s hard to imagine a worse fate than traipsing around Minneapolis or St. Paul in winter, with an unlightable stogie, exiled from your favorite bar. In Arizona and California, at least it’s warm enough out on the sidewalk.

States that allow at least some indoor, public smoking include Tennessee, Arkansas, and Montana, where some bars and casinos allow smoking, as well as Hawaii, Oklahoma, and South Dakota, where bars, casinos and restaurants that allow smoking may be found. Most of the other states have heavier but not full restrictions. (And as for Nevada, if you’re wondering – well, you can smoke in some casinos and bars, but not anywhere that serves food.)

Wherever you go, if you’re worried about encountering roadblocks to smoking, call ahead to your hotel or visit the city’s web page. After all, local ordinances can be as restrictive as any statewide ban. Do research first.

About the Author:

CigarFox provides you the opportunity to build your own sampler of the finest cigars that include cigar brands like Montecristo, Romeo & Julieta, H Upmann, Macanudo, Cohiba, Partagas, Gurkha and many more. Choose from more than 1200 different cigars! Other cigar products include cigar humidors, cigar boxes, and cigar accessories like Zippo Lighters.

Article Source: ArticlesBase.com – How To Plan A Smoke-Friendly Trip

Smith and Wesson M459 Cigarette Lighter

The cigar has long been viewed as a luxury of the rich and powerful.  Images of well-to-do men puffing on a stogie and swirling a glass of good brandy have been well documented and memorialized in films and TV.  If you are just becoming interested in cigars and would like to relax with a stogie and drink after a long day’s work, here are a few tips to get you started.  

Traditionally, the cigar has been paired with a strong drink.  Popular spirits include rum, brandy, or whiskey.  Some argue that a good cigar should always be paired with a strong drink that has a hint of sweetness.  Indeed, cigar smokers have long enjoyed these popular pairings.  For years, the idea of pairing cigars with beer has gone overlooked.  But why overlook good old beer?  Recently, the trend has been to pair cigars with various varieties of beer.  It seems that as cigars have entered the mainstream, it has been democratized and popularized.  What better way to enjoy a puff of this newly popularized treat than to pair it with beer?  

Pairing a good cigar with a good beer is not an easy feat, but when accomplished, it is well worth the effort.  Much of the pairing has to do with your experience level.  If you are a novice, you will probably need help in pairing your specific cigar with an appropriate beer.  If you have a more experienced palate, and you know what you like, you can probably make connections between certain types of cigars and beers.  

Because cigars are so strong and flavorful, one of the challenges in pairing is to find a beer that complements the intensity of most cigars.  Most cigars will pair nicely with a good barely wine or a single malt scotch.  If your cigar can be described as woody, spicy, with hints of cedar, try pairing it with a barley wine.  The fruity hint of barely wine should complement nicely with the spicy flavor of your cigar.  The combination of a spicy cigar with a slightly fruity beer can create an overall creaminess that enhances the flavors of each significantly.

If you have no clue as to what flavor combinations might work, experiment.  First, find a cigar that you enjoy.  Try to identify the characteristics that you enjoy about it.  Then, find a beer whose flavors you think might ‘match’ or complement the cigar.  Many incredible discoveries have been made in much this same way.

About the Author:

Check my new ergonomic knee chair and ergonomic ball chair web pages.

Article Source: ArticlesBase.com – Combining Cigars and Alcohol

INDULGE TV – SHOW #3 Arganese ML3 Cigar Review – Short Version

Vizioncore 2007 partner day

Java

What is it with cougars and their cigarette holders?

Especially around here in the Big Apple. These holders seem indispensable for the cougars who are smokers. Is this just another way to grab attention, or to minimize the effect of the smoke? 20ish and baby-faced, it seems I’m a magnet for older women.

It’s an accessory that goes with their dragon lady nails

anja kruse smoking with cigarette holder